Centuria Life – Corporate Overview
Centuria Investment Bonds: Offering tax effective investment solutions
Centuria Life, is the country’s fourth largest insurance or investment bond issuer. It offers a range of unit-linked, tax effective investment bonds which can be used to meet a range of personal and financial goals. The range of unit-linked investment options offered within our investment bonds covers balanced to aggressive risk profiles.
As a life insurance company, we are regulated by APRA. We also hold an AFSL, which authorises us to deal in and provide general financial product advice on investment life insurance products, such as the Centuria Investment Bonds.
Investment bonds are simple tax-efficient investments that Australians can use to meet a range of personal and financial goals. Investment bonds are tax-paid investments – we pay tax on the growth of the investment at a maximum rate of 30% and no yearly reporting by the bond owner is required. If held for at least ten years the full proceeds of the bond are tax-free. There is no limit to the amount one can contribute to an investment bond in the initial year, but contributions in each following year may not exceed 125% of the previous year’s contribution.
Centuria Life has a track record of developing high quality investment products with the aim of delivering strong returns to investors. Centuria Life was a finalist in the AFA Life Company of the Year Awards 2015, 2017 and 2018.
Centuria Life Limited. ABN 79 087 649 054. AFSL 230867