You are now leaving Centuria Australia
and entering Centuria New Zealand.
Small differences in both investment performance and fees and costs can have a substantial impact on your long-term returns.
For example, total annual fees and costs of 2% of your fund balance rather than 1% could reduce your final return by up to 20% over a 30-year period (for example, reduce it from $100,000 to $80,000).
You should consider whether features such as superior investment performance or the provision of better member services justify higher fees and costs.
The Australian Securities and Investments Commission’s (ASIC) Moneysmart website has a managed investment fee calculator to help you check out the different fee options.
Total estimated fees and costs for Centuria LifeGoals Investment Options are calculated as the sum of 0.30% Centuria Life Admin Fee and the External Manager Fee and Cost depending on the investment options chosen.
The Estimated Fees and Costs for Centuria Multi-Manager Investment Options range from 1.20% to 1.50%.
Being aware of the fees and charges you pay on your investment is important due to the overall effect they have on your returns so make sure you familiarise yourself with them. Download the Product Disclosure Statement for full details on the fees and other costs on Centuria LifeGoals investments.
|Centuria LifeGoals Investment Options||Centuria Life ADMIN Fee per annum||external Manager fee and Cost per annum||Total estimated fees and costs per annum|
|Cash and Fixed Interest Funds|
|Pendal Short Term Income Securities Fund||0.30%||0.18%||0.48%|
|Vanguard Australian Fixed Interest Index Fund||0.30%||0.17%||0.47%|
|BetaShares Aus Inv Grade Corp Bond ETF||0.30%||0.18%||0.48%|
|Pimco Global Bond Fund||0.30%||0.38%||0.68%|
|Pimco Australian Bond Fund||0.30%||0.53%||0.83%|
|Diversified Balanced Funds|
|Vanguard Diversified Balanced Index Fund||0.30%||0.20%||0.50%|
|Russell Investments Balanced Fund||0.30%||0.62%||0.92%|
|MLC Wholesale Horizon 4 Balanced Portfolio||0.30%||0.64%||0.94%|
|Pendal Sustainable Balanced Fund||0.30%||0.56%||0.86%|
|Diversified Growth Funds|
|Vanguard Diversified Growth Index Fund||0.30%||0.20%||0.50%|
|Russell Investments Growth Fund||0.30%||0.67%||0.97%|
|MLC Wholesale Horizon 5 Growth Portfolio||0.30%||0.68%||0.98%|
|Schroder Real Return Fund||0.30%||0.60%||0.90%|
|Australian Share Funds|
|Vanguard Australian Shares Index Fund||0.30%||0.11%||0.41%|
|AB Managed Volatility Equities Fund||0.30%||0.39%||0.69%|
|Bennelong Concentrated Australian Equities Fund||0.30%||0.60%||0.90%|
|Firetrail Australian High Conviction Fund||0.30%||0.53%||0.83%|
|BetaShares Geared Australian Equity ETF (hedge fund)||0.30%||0.56%||0.86%|
|Fidelity Future Leaders Fund||0.30%||0.84%||1.14%|
|Greencape Broadcap Fund||0.30%||0.67%||0.97%|
|Alphinity Sustainable Share Fund||0.30%||0.67%||0.97%|
|International Share Funds|
|Vanguard International Shares Index Fund||0.30%||0.13%||0.43%|
|Walter Scott Global Equity Fund (Unhedged)||0.30%||0.90%||1.20%|
|T.Rowe Price Global Equity Fund||0.30%||0.66%||0.96%|
|Magellan Global Fund||0.30%||0.95%||1.25%|
|Vanguard International Small Company Index Fund||0.30%||0.29%||0.59%|
|Property & Infrastructure Funds|
|Vanguard Australian Property Securities Index Fund||0.30%||0.16%||0.46%|
|Magellan Infrastructure Fund||0.30%||0.74%||1.04%|
|Centuria Multi-Manager Investment Options||Centuria Life admin Fee per annum||total estimated Fees and costs per annum|
|Centuria Australian Shares Fund||1.20%||1.20%|
|Centuria Balanced Fund||1.50%||1.50%|
|Centuria Growth Fund||1.50%||1.50%|