11.12.2019

Product Spotlight: Centuria LifeGoals

Michael Blake, Centuria’s Head of Life, shares with SMSFAdviser the features of investment bonds, and why Centuria’s LifeGoals product might meet your financial needs.
12.06.2019

Do you prefer an active or passive fund manager?

There are typically two styles of fund managers: active and index (or passive).  An active manager tries to beat the market by picking and choosing investments that aim to outperform a benchmark index, such as the S&P ASX300 index. Index managers take a more passive approach and aim to replicate an index’s return. They do this by tracking the returns of the index they follow by buying most of the holdings in that index.
20.12.2018

Change in Registry Service Provider

Please be advised that Centuria is transitioning its registry service provider to Boardroom Pty Limited (BoardRoom) for all investments. The transition follows a comprehensive review of our registry services and tender process. BoardRoom has a 30-year track record in safely managing share registries, offering an efficient, tailored and cost-effective solution, which can deliver an optimal experience for all unitholders.
11.12.2018

Superannuation is very tax-effective, BUT…!

By Michael Blake, Head of Centuria Life Superannuation is the most tax-effective vehicle in which to save for retirement, but it does come with restrictions. Recent changes to the super system has meant people can no longer put as much money into super as they could previously. This has led to a resurgence of interest in alternative tax-effective savings options such as investment bonds.
24.04.2018

Michael Blake appointed to run Centuria Life

Specialist investment manager Centuria Capital Group (ASX: CNI) today announced the appointment of Michael Blake to Head of Centuria Life. Centuria Life is the company’s investment bond business, with more than $850 million in funds under management. Michael has been at Centuria since the beginning of 2016, serving as Head of Sales and Marketing. With three decades of experience in funds management,
11.04.2018

Are the super changes affecting your retirement planning?

If they’re not, maybe they should be! Investment bonds can be a tax-effective alternative to super for those Australians affected by last year’s changes. Major changes to the superannuation rules came into effect in mid-2017, and by now, many SMSFs, as well as Australians earning higher salaries, will have either made changes or be considering their alternatives.
22.03.2018

Long-term investing made simple

An investment bond is the ultimate set-and-forget long-term investment plan – with the added benefit of flexibility and tax-effectiveness. Sometimes it takes a shock to focus the mind, and when it comes to money and investments, it’s rarely a good shock. The Christmas credit card statement springs to mind, or the realisation of just how much you are going to need for school fees before you need it.
12.02.2018

Five steps to achieving your new year’s investment resolutions

One of the most common new year’s financial resolutions is “spend less and save more”. We all know that making regular contributions into an investment works. That’s the magic of compound returns. Indeed, Albert Einstein is said to have described compound interest as the most powerful force in the universe, and the eighth wonder of the world.
02.02.2018

Strategies to fund a gap year

The gap year is fast becoming a rite of passage for many young Australians, as they seek a break between the rigours of their final year of school and commencing further studies at tertiary level. Some students take a break to work and earn money to help them through uni, while others seek experiences – some for fun,
01.02.2018

Is your investment strategy stopping you choosing your own retirement date

Why super isn’t the only long-term saving plan Most of us would love to be able to choose when we retire – preferably before we are too old to enjoy it. At the same time, because we are living longer, we need to be realistic about how long we are likely to be in retirement and how much money we will need to fund this time.