02.06.2016
A look at dying well
It is the last thing that you will ever do, so why not do it well? The Grattan Institute, a Melbourne think tank, issued a report on dying well. The report shows that, although 70% of people want to die at home, only 14% do. Well worth a read but since you probably don’t have time,
02.06.2016
What to look for when choosing an aged care facility
Choosing an aged care facility for you or a loved one is stressful. You should always tour the facility as they are very personal – some people like homely environments whilst others prefer to live in modern and new housing. Here is a a guide to what to look for when you have narrowed down the options in your preferred location.
02.06.2016
Understanding the different options when looking at housing for the aged
Retirement village, nursing home or somewhere else that provides care and does not charge an ongoing fee? What is the difference and how do you tell them apart?  Which one is more suitable for you or your parent?  This article helps you to understand the options. Aged Care Residential Facility (nursing home) This is a facility regulated under the Aged Care Act (Commonwealth) to provide care for the elderly. Â
22.02.2016
Back to school: confronting the rising cost of education
Starting early, saving consistently and minimising tax key to keeping school options open If you’re worried about your ability to pay school fees in the future, you’re not alone. The cost of education is going up, sometimes by as much as twice the rate of inflation, every year. Centuria look at tax-effective strategies which can help you plan for your child’s public,
04.02.2016
Investing Made Simple…(and versatile and flexible and tax effective…)
Sometimes it takes a shock to fully focus the mind. Like when the Christmas period credit card statement arrives. Or realising how much you are actually going to need for school fees in just a few short years. Moments like these should also remind us of the benefits of saving and investing versus debt and the value of a regular,
18.01.2016
Aged Care Changes and Investment Bond Strategies 2016
On 1 January 2016 changes to the treatment of rental income from an Aged Care entrant’s former home will come into effect. This means that clients and their advisers will need to explore strategies with the potential to reduce their care fees. Prior to these changes, Aged Care entrants who decided to keep their homes and derived rental income from the property and who were paying at least a partial daily accommodation payment (DAP) had their rental income exempt from the Aged Care Means Test.
11.01.2016
Beyond super: tax-effective savings, fewer rules, more flexibility
Superannuation is the most tax-effective savings mechanism out there, no question. But tax concessions don’t come for free… Your money is tied up until you are 55 or 60, depending on your age now; there are strict eligibility rules relating to age and work; and tax-advantaged contributions are capped at $35,000 per year. While it is possible to contribute in excess of the super caps up to $180,000 in a year,
24.11.2015
Beyond super: tax effective investing for flexibility, return – and paying less tax
Why investment bonds are the next big thing in investing for flexibility, return – and paying less tax When it comes to investing and saving for retirement, the more you have, the better your retirement choices. Problem is, super limits how much we can set aside while still getting tax benefits. Enter the search for tax-effective investment strategies outside super.
01.07.2014
