Investment Options

Investment options

Unit prices

Centuria LifeGoals Investment Bond offers a broad investment menu covering a range of asset classes.

Our range of high quality active investment managers and low-cost specialised index investments have all been carefully selected to offer a high level of expertise in their fields. They offer different investment styles to satisfy a wide variety of investor goals, enabling you to tailor your portfolio to match your specific risk and return requirements.

There are three multi-manager investment options that are managed by Centuria Life. The underlying investment managers and investments in each of the investment options have been selected based on the screening and asset allocation by the Centuria Life Investment Committee. The investment options may suit a range of investment styles and different investment risk levels.

These investment options are unit-linked, and the unit price will vary as the market value of the underlying investments changes. The value of these investments reflects the change in the unit price.

Externally Managed Investment Options	risk level	1 yr performance	3 yr performance	fees	Factsheet
CASH AND FIXED INTEREST FUNDS
Pendal Short Term Income Securities Fund	2 – low	2.55%	0.76%	0.48% p.a.	Factsheet
Vanguard Australian Fixed Interest Index Fund	3 – low to medium	-1.50%	-3.97%	0.43% p.a.	Factsheet
BetaShares Australian Investment Grade Corporate Bond ETF	3 – low to medium	1.76%	-3.38%	0.48% p.a.	Factsheet
Pimco Global Bond Fund	3 – low to medium	0.13%	-3.63%	0.68% p.a.	Factsheet
Pimco Australian Bond Fund	3 – low to medium	-0.90%	-3.71%	0.83% p.a.	Factsheet
DIVERSIFIED BALANCED FUNDS
Vanguard Diversified Balanced Index Fund	4 – medium	1.64%	0.66%	0.50% p.a.	Factsheet
Russell Investments Balanced Fund	4 – medium	2.12%	2.93%	0.91% p.a.	Factsheet
MLC Wholesale Horizon 4 Balanced Portfolio	5 – medium to high	3.24%	3.02%	0.95% p.a.	Factsheet
Pendal Sustainable Balanced Fund	4 – medium	-0.17%	2.24%	0.90% p.a.	Factsheet
DIVERSIFIED GROWTH FUNDS
Vanguard Diversified Growth Index Fund	6 – high	2.77%	2.79%	0.50% p.a.	Factsheet
Vanguard Diversified High Growth Index Fund	6 – high	N/AN/A	N/AN/A	0.59% p.a.	Factsheet
Russell Investments Growth Fund	5 – medium to high	2.48%	4.03%	0.97% p.a.	Factsheet
MLC Wholesale Horizon 5 Growth Portfolio	6 – high	3.73%	4.34%	0.98% p.a.	Factsheet
Schroder Real Return Fund	5 – medium to high	3.10%	1.06%	0.90% p.a.	Factsheet
AUSTRALIAN SHARE FUNDS
Vanguard Australian Shares Index Fund	6 – high	1.75%	5.69%	0.41% p.a.	Factsheet
AB Managed Volatility Equities Fund	6 – high	0.57%	2.50%	0.69% p.a.	Factsheet
Bennelong Concentrated Australian Equities Fund	6 – high	-2.58%	-0.94%	0.93% p.a.	Factsheet
Firetrail Australian High Conviction Fund	6 – high	2.41%	5.79%	0.93% p.a.	Factsheet
BetaShares Geared Australian Equity ETF (hedge fund)	7 – very high	-0.94%	9.20%	0.86% p.a.	Factsheet
Fidelity Future Leaders Fund	6 – high	-5.59%	-1.15%	1.14% p.a.	Factsheet
Greencape Broadcap Fund	6 – high	1.98%	4.62%	0.97% p.a.	Factsheet
Alphinity Sustainable Share Fund	6 – high	0.42%	4.10%	0.97% p.a.	Factsheet
INTERNATIONAL SHARE FUNDS
Vanguard International Shares Index Fund	6 – high	7.46%	7.56%	0.43% p.a.	Factsheet
Walter Scott Global Equity Fund (Unhedged)	6 – high	8.43%	6.62%	1.20% p.a.	Factsheet
T.Rowe Price Global Equity Fund	6 – high	4.96%	1.54%	0.96% p.a.	Factsheet
Magellan Global Fund	6 – high	7.21%	1.46%	1.25% p.a.	Factsheet
Vanguard International Small Companies Index Fund	6 – high	-1.15%	4.22%	0.59% p.a.	Factsheet
PROPERTY AND INFRASTRUCTURE FUNDS
Vanguard Australian Property Securities Index Fund	6 – high	-3.51%	1.47%	0.46% p.a.	Factsheet
Magellan Infrastructure Fund	6 – high	-3.26%	0.87%	1.04% p.a.	Factsheet
Boutique Manager Series Funds	1 yr performance	3 yr performance	5 yr performance	fees	Factsheet
DWA CARE Core High Growth Fund	N/A	N/A	N/A	0.52%	Factsheet
DWA CARE Genuine Edge Fund	N/A	N/A	N/A	0.52%	Factsheet
CENTURIA MULTI-MANAGER INVESTMENT OPTIONS
Centuria Australian Shares Fund	0.78%	3.43%	3.51%	1.2% p.a.	Factsheet
Centuria Balanced Fund	-0.77%	1.35%	1.52%	1.5% p.a.	Factsheet
Centuria Growth Fund	-1.07%	1.18%	1.47%	1.5% p.a.	Factsheet