MLC Wholesale Horizon 4 Balanced Portfolio

Investment objective

The portfolio aims to outperform the benchmark, before fees, over 4 year periods.

Investment strategy

MLC actively looks for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the Trust’s exposure to the risks of investing in markets. Our investment experts do this by:

  • Researching and selecting a broad range of mainstream asset classes, and including some exposure to alternative assets and strategies.
  • Adjusting the allocations to the asset classes within the defined ranges shown below.
  • Selecting investment managers from some of the best in Australia and overseas.

Investment manager

MLC Investments Limited (MLC) has been looking after the investment needs for generations of Australians. Our experience has taught us the right solution for each investor is unique and their needs change over time.

We specialise in creating a diverse range of investment solutions so you can grow your wealth the way you want to. And, we’ll continually enhance our products and services to make the most of changing investment opportunities.

Unit price

MLC Wholesale Horizon 4 Balanced Portfolio Unit Price History

Download unit price history

Past performance is not a reliable indicator of future performance. This fund does not charge any Buy and Sell costs in addition to the Buy and Sell costs the underlying manager charges Centuria LifeGoals. Therefore, to an Investor in Centuria LifeGoals, the Buy and Sell unit prices do not differ.

Key features

Key features
APIR codeOVS1025AU
Risk level5 – medium to high
Minimum initial investment$500
Regular investment planMinimum monthly deposit of $100
Minimum switching amount$500
Minimum balance$500
Total estimated fees and costs0.95% p.a.
Recommended minimum investment periodFive years


The performance of your investment is measured after taxes and fees within this tax paid fund.

1 mth3 mth6 mth1 yr2 yrs
Net return* (%)-1.25%0.73%4.08%12.69%5.10%

Past performance is not a reliable indicator of future performance.
(*As at 14/10/2021)

Target asset allocation

Benchmark Asset Allocation
Fixed income26%
Defensive alternatives and other5%
Total defensive assets32%
Australian shares28%
Global shares28%
Listed property securities4%
Growth alternatives and other8%
Total growth assets68%


Invest today

You are one step closer to securing your future. Download the Centuria LifeGoals PDS to start investing today.

You can apply online for a simple and easy application process, or contact us for any investment, product or administrative enquiries.

You are now leaving Centuria Australia
and entering Centuria New Zealand.