Investment options

Centuria LifeGoals Education Bond offers 14 investment options covering a range of asset classes.

Our range of high quality active investment managers and low-cost specialised index investments have all been carefully selected to offer a high level of expertise in their fields.

The underlying investment managers and investments in each of the investment options have been selected based on the screening and asset allocation by the Centuria Life Investment Committee. The investment options may suit a range of investment styles and different investment risk levels.

These investment options are unit-linked, meaning their unit price fluctuates in line with changes in the market value of the underlying assets. Consequently, the value of your investment will vary as the unit price changes.

Download investment options booklet

Externally managed investment options	Risk level	1 yr performance*	3 yr performance*	Fees	Factsheet
CASH AND FIXED INTEREST FUNDS
Macquarie Treasury Fund	2 – low	N/A	N/A	0.37% p.a.	Factsheet
RAM Australian Credit Fund	3 – low to medium	N/A	N/A	0.65% p.a.	Factsheet
RAM US Dollar High Yield Hybrid Income Fund	6 – high (unhedged US exposure)	N/A	N/A	0.95% p.a.	Factsheet
DIVERSIFIED BALANCED FUNDS
Vanguard Diversified Balanced Index Fund	4 – medium	N/A	N/A	0.50% p.a.	Factsheet
DIVERSIFIED GROWTH FUNDS
Vanguard Diversified Growth Index Fund	6 – high	N/A	N/A	0.50% p.a.	Factsheet
Vanguard Diversified High Growth Index Fund	6 – high	N/A	N/A	0.50% p.a.	Factsheet
CARE High Growth Fund	6 – high	N/A	N/A	0.57% p.a.	Factsheet
Dimensional World Allocation 70/30 Trust Fund	6 – high	N/A	N/A	0.58% p.a.	Factsheet
Betashares Wealth Builder Diversified All Growth Geared (30-40% LVR) Complex ETF Fund	7 – high	N/A	N/A	0.55% p.a.	Factsheet
AUSTRALIAN SHARE FUNDS
Perpetual Income Share Fund	6 – high	N/A	N/A	0.92% p.a.	Factsheet
Fidelity Future Leaders Fund	6 – high	N/A	N/A	1.14% p.a.	Factsheet
Betashares Australia 200 ETF Fund	6 – high	N/A	N/A	0.33% p.a.	Factsheet
INTERNATIONAL SHARE FUNDS
Betashares Global Shares ETF Fund	6 – high	N/A	N/A	0.36% p.a.	Factsheet
Betashares Global Shares Currency Hedged ETF Fund	6 – high	N/A	N/A	0.38% p.a.	Factsheet

*As at N/A

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