Mute Pause Play Play Volume Close Download edit Close Email Facebook filter Instagram Linked In Linked In Close Next Scroll to move Touch to move Phone Open X Search Zoom Search
LG Beach umbrella banner

Investment options

Investor centre

Centuria LifeGoals Education Bond offers multiple investment options covering a range of asset classes.

Our range of high quality active investment managers and low-cost specialised index investments have all been carefully selected to offer a high level of expertise in their fields.

The underlying investment managers and investments in each of the investment options have been selected based on the screening and asset allocation by the Centuria Life Investment Committee. The investment options may suit a range of investment styles and different investment risk levels.

These investment options are unit-linked, meaning their unit price fluctuates in line with changes in the market value of the underlying assets. Consequently, the value of your investment will vary as the unit price changes.

Download investment options booklet

Externally managed investment optionsRisk level1 yr performance*3 yr performance*FeesFactsheet
CASH AND FIXED INTEREST FUNDS
Macquarie Treasury Fund2 – lowN/AN/A0.37% p.a.Factsheet
RAM Australian Credit Fund3 – low to mediumN/AN/A0.65% p.a.Factsheet
RAM US Dollar High Yield Hybrid Income Fund6 – high (unhedged US exposure)N/AN/A0.95% p.a.Factsheet
Vanguard Australian Fixed Interest Index Fund3 – low to mediumN/AN/A0.43%N/A
Vanguard International Fixed Interest Index Fund3 – low to mediumN/AN/A0.48%N/A
DIVERSIFIED BALANCED FUNDS
Vanguard Diversified Balanced Index Fund4 – mediumN/AN/A0.50% p.a.Factsheet
DIVERSIFIED GROWTH FUNDS
Alpha All Growth Fund6 – highN/AN/A0.77% p.a.N/A
Providence Investment Fund6- highN/AN/A1.06% p.a.N/A
Dimensional Sustainability World Allocation 70/30 Trust Fund6 – highN/AN/A0.58% p.a.N/A
Vanguard Diversified Growth Index Fund6 – highN/AN/A0.50% p.a.Factsheet
Vanguard Diversified High Growth Index Fund6 – highN/AN/A0.50% p.a.Factsheet
CARE High Growth Fund6 – highN/AN/A0.57% p.a.Factsheet
Dimensional World Allocation 70/30 Trust Fund6 – highN/AN/A0.58% p.a.Factsheet
Betashares Wealth Builder Diversified All Growth Geared (30-40% LVR) Complex ETF Fund7 – highN/AN/A0.55% p.a.Factsheet
AUSTRALIAN SHARE FUNDS
Perpetual Income Share Fund6 – highN/AN/A0.92% p.a.Factsheet
Fidelity Future Leaders Fund6 – highN/AN/A1.14% p.a.Factsheet
Betashares Australia 200 ETF Fund6 – highN/AN/A0.33% p.a.Factsheet
Yarra Ex-20 Australian Equity Fund6 – highN/AN/A0.93% p.a.N/A
Firetrail Australian Small Companies Fund7 – very highN/AN/A0.90% p.a.N/A
INTERNATIONAL SHARE FUNDS
Betashares Global Shares ETF Fund6 – highN/AN/A0.36% p.a.Factsheet
Betashares Global Shares Currency Hedged ETF Fund6 – highN/AN/A0.38% p.a.Factsheet
Munro Global Growth Small and Mid Cap Fund7 – very highN/AN/A1.07% p.a. N/A
Arrowstreet Global Equity Fund6- highN/AN/A1.20% p. a. N/A
PM Capital Global Companies Fund6 – highN/AN/A1.06% p.a. N/A
Plato Global Alpha Fund6- highN/AN/A0.90% p.a. N/A
Property & Infrastructure Funds
Vanguard Australian Property Securities Index Fund6- highN/AN/A0.46% p.a. N/A
VanEck FTSE Global Infrastructure (AUD Hedged) ETF Fund6- highN/AN/A0.44% p.a. N/A

*As at 31 August 2026

Invest today

You are one step closer to securing your future. Download the Centuria LifeGoals PDS to start investing today.

You can apply online for a simple and easy application process, or contact us for any investment, product or administrative enquiries.

Request a PDS
Apply online now