What is Estate Planning (and why is it important)?

Everyone talks about estate planning, but what exactly does that involve and why is it so important? Estate planning is the preparation of documentation and tasks that will manage an individual’s assets and wellbeing in the event of their incapacitation or death. Estate planning may include the following: A Will (which sets out any division and bequest of your estate) A Power of Attorney (which gives a trustee or person the legal authority to manage your assets and make financial and legal decisions on your behalf) Enduring Power of Attorney (a legal document that appoints an enduring attorney(s) to make health and lifestyle decisions on your behalf if you become unable,

LifeGoals adds seven new investment options

Centuria Life is pleased to announce that it has added seven new high quality investment options to the Centuria LifeGoals Investment Bonds menu taking the total number to 31, and giving investors greater choice to grow their wealth in a 30% tax paid environment. New Funds FIXED INTEREST Pimco Australian Bond Fund Pimco Global Bond Fund Australian Share Funds Greencape Broadcap Fund Alphinity Sustainable Share Fund International Share Funds Vanguard International Small Companies Fund Walter Scott Global Equity Fund Diversified Balanced Funds Pendal Sustainable Balanced Fund

Three ESG options added to LifeGoals investment menu

Due to the increased demand from investors, Centuria LifeGoals Investment Bonds has launched three new responsible investment options. Responsible investment, or otherwise known as Environmental, Social and Governance (ESG) Investment allows investors to invest in funds that integrate ethical and sustainable themes across the investment process. The new ESG investment options are; Alphinity Sustainable Share Fund Walter Scott Global Equity Fund Pendal Sustainable Balanced Fund What are the main considerations of responsible investing?

Enhanced online experience for investors

Centuria Life is committed to investing in technology to benefit our investors and has recently upgraded our online user capability. New online application and verification system After a 12 month planning and implementation process, Centuria Life has launched our enhanced online application process making it easier to invest in Centuria LifeGoals. In addition to this, for Anti Money Laundering and Identification purposes,

Centuria LifeGoals Fund Manager Selection

Jack Coleman, Portfolio Manager for Centuria LifeGoals, talks about Centuria LifeGoals and its Fund Manager selection process.

Online switching now available

Investors can now submit a switch request for Centuria’s LifeGoals Investment Bonds product through their CenturiaInvestor account, instead of having to fill out and submit a paper form. Submitting a switch request is quick and easy to do online. Once the investor is logged into their Centuria Investor account, the ‘switch’ option is available from the left-hand menu.

Centuria launches Investment Bond Calculator

Centuria Capital Limited’s investment bond business, Centuria Life, launched its bespoke investment bond calculator after more than 12 months of development and testing. The calculator, known as LifeGoals Investment Forecaster Tool (LIFT), follows the launch of the Centuria LifeGoals investment bond products in March 2019. It is one of the most sophisticated investment bonds calculators available in Australia as it incorporates metrics such as franking levels,

Our payment details are changing

Centuria Life has updated its banking facility across its product range and as a result of the update BPAY and EFT details for Centuria Investment Bonds and Centuria LifeGoals have changed. If you have direct debit setup there is nothing further you need to do. If you use BPAY or EFT to make contributions to your Bond please note new BPAY and banking account details which are effective immediately.

What’s more important: the pre tax or after tax return?

When you’re researching an investment, one of the first things you look for is how it has performed over time. Generally, the investment promoter will highlight the most attractive figure to draw you in – the headline return – and have the after-tax and fees return in smaller print where it’s difficult to spot. By just focusing on an investment’s pre-tax returns,

Centuria ‘LifeGoals’ awarded ‘Very Strong’ by Australia Ratings

Centuria Life’s latest investment bond offering is recognised for a well-managed, robust investment structure with multiple solutions in one Centuria LifeGoals, Centuria Life’s new investment bonds product, has been awarded a rating of ‘Very Strong’ by Australia Ratings. Centuria Life is part of specialist investment manager Centuria Capital Group (Centuria, ASX: CNI). The ‘Very Strong’ ranking reflects the ratings agency’s “very strong level of confidence that the product can deliver a well-managed,