News & Media

Back to school: confronting the rising cost of education

22 February 2016

Starting early, saving consistently and minimising tax key to keeping school options open If you’re worried about your ability to pay school fees in the future, you’re not alone. The cost of education is going up, sometimes by as much as twice the rate of inflation, every year. Neil Rogan, General Manager of the investment

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Lonsec gives Centuria investment bonds the seal of approval

10 February 2016

Sydney, 10 February 2016: Ratings house Lonsec Research has rated four of Centuria Life Limited’s investment bonds ‘Investment Grade’. Based on rigorous analysis, this rating means that Lonsec has conviction the financial product can generate risk-adjusted returns in line with relevant objectives. The rating applies to the Australian Shares Bond, Balanced Bond, Growth Bond and

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Investing Made Simple…(and versatile and flexible and tax effective…)

4 February 2016

Sometimes it takes a shock to fully focus the mind. Like when the Christmas period credit card statement arrives. Or realising how much you are actually going to need for school fees in just a few short years. Moments like these should also remind us of the benefits of saving and investing versus debt and

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Aged Care Changes and Investment Bond Strategies 2016

18 January 2016

On 1st January 2016 changes to the treatment of rental income from an Aged Care entrant’s former home will come into effect. This means that clients and their advisers will need to explore strategies with the potential to reduce their care fees. Prior to these changes, Aged Care entrants who decided to keep their homes

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Beyond super: tax-effective savings, fewer rules, more flexibility

11 January 2016

Superannuation is the most tax-effective savings mechanism out there, no question. But tax concessions don’t come for free… Your money is tied up until you are 55 or 60, depending on your age now; there are strict eligibility rules relating to age and work; and tax-advantaged contributions are capped at $35,000 per year. While it

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Beyond super: tax effective investing for flexibility, return – and paying less tax

24 November 2015

Why investment bonds are the next big thing in investing for flexibility, return – and paying less tax When it comes to investing and saving for retirement, the more you have, the better your retirement choices. Problem is, super limits how much we can set aside while still getting tax benefits. Enter the search for

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New partnership gives advisers a step up in aged care advice

25 August 2015

Centuria Life, the investment bonds division of Centuria Capital, today announced a new initiative to support the delivery of expert financial advice in the complex and growing area of aged care. This is a partnership with Aged Care Steps, a specialist provider of aged care accreditation training for advisers. “There’s a lot of talk about

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Families can still take advantage of aged care rule changes

29 June 2015

Significant changes to the rules for aged care means-testing last year has major implications for those in aged care who still own their family home. For advisers, a thorough understanding of the new situation is essential for providing advice and outcomes for their clients. However, according to Neil Rogan, General Manager of Centuria Life, one

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Centuria Life bolsters team to support rapid growth

15 June 2015

Centuria Life, the Investment Bonds division of Centuria Capital, has appointed Jason Lien in the newly created role of Business Development Manager, to support demand from advisers in the Victoria/Tasmania/South Australia region. The appointment, effective 9th June 2015, is in line with Centuria’s growth strategy for the Investment Bond Business and was driven by the

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Insurance bonds open door to tax minimisation

1 June 2015

Investors seeking tax-effective investment strategies outside of superannuation should seriously consider insurance bonds as a long-term wealth creation option, recent research from Rice Warner shows. The recent insights took into account the political and economic environment and investors’ current preference for risk-averse, tax-effective investment strategies, and compared different investment alternatives over the long term. According

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