Balanced stones

Diversified Balanced Funds

Balanced funds invest in a range of asset classes and/or geographic regions, which are typically 30-50% defensive assets and 50-70% growth assets with the goal of both income and capital appreciation. The funds assets can include (but not limited to) cash, bonds, stocks, property and infrastructure securities.

Investment OptionsRisk LevelInvestment ObjectiveInvestment Strategy
Diversified Balanced Funds
Vanguard Diversified Balanced Index Fund4 – MediumThe Vanguard Diversified Balanced Index Fund seeks to track the weighted average return of the various indices of the underlying funds in which it invests, in proportion to the Strategic Asset Allocation, before taking into account fees, expenses and tax.The fund provides low-cost access to a range of sector funds, offering broad diversification across multiple asset classes. The fund is designed for investors seeking a balance between income and capital growth. The fund targets a 50% allocation to income asset classes and a 50% allocation to growth asset classes.
Russell Investments Balanced Fund4 – MediumTo provide returns over the medium to long term, with moderate to high volatility, consistent with a diversified mix of predominantly growth-oriented assets and some defensive assets.The fund typically invests in a diversified portfolio mix with exposure to growth investments of around 70% and defensive investments of around 30%. Derivatives may be used to implement investment strategies.
MLC Wholesale Horizon 4 Balanced Portfolio5 – Medium to HighAims to outperform the benchmark, before fees, over 4 year periods.MLC actively looks for opportunities to provide better returns, or less risk, than those generated by the benchmark asset allocation and to manage the Trust’s exposure to the risks of investing in markets. Our investment experts do this by:

  • Researching and selecting a broad range of mainstream asset classes, and including some exposure to alternative assets and strategies.
  • Adjusting the allocations to the asset classes within the defined ranges.
  • Selecting investment managers from some of the best in Australia and overseas.
Pendal Sustainable Balanced Fund sustainable4 – MediumThe fund aims to provide a return (before fees and expenses) that exceeds the fund’s benchmark over the medium to long term.This fund is designed for investors who want the potential for long term capital growth and income, diversification across a broad range of asset classes and exposure to companies and issuers (within
the fund’s Australian and international shares and Australian and international fixed interest allocation) that demonstrate leading environmental, social and corporate governance (ESG) and ethical practices while avoiding exposure to companies and issuers with material involvement in activities we consider to negatively impact the environment or society and are prepared to accept some variability of returns.

Other Asset Classes