Investment options

Centuria LifeGoals Investment Bond offers a broad investment menu covering a range of asset classes.

Our range of high quality active investment managers and low-cost specialised index investments have all been carefully selected to offer a high level of expertise in their fields. They offer different investment styles to satisfy a wide variety of investor goals, enabling you to tailor your portfolio to match your specific risk and return requirements.

There are three multi-manager investment options that are managed by Centuria Life. The underlying investment managers and investments in each of the investment options have been selected based on the screening and asset allocation by the Centuria Life Investment Committee. The investment options may suit a range of investment styles and different investment risk levels.

These investment options are unit-linked, and the unit price will vary as the market value of the underlying investments changes. The value of these investments reflects the change in the unit price.

Externally Managed Investment Options	risk level	1 yr performance*	3 yr performance*	fees	Factsheet
CASH AND FIXED INTEREST FUNDS
Pendal Short Term Income Securities Fund	2 – low	3.08%	1.81%	0.48% p.a.	Factsheet
Vanguard Australian Fixed Interest Index Fund	3 – low to medium	4.02%	-1.16%	0.43% p.a.	Factsheet
Betashares Australian Investment Grade Corporate Bond ETF	3 – low to medium	6.65%	-0.47%	0.48% p.a.	Factsheet
Pimco Global Bond Fund	3 – low to medium	5.24%	-1.70%	0.68% p.a.	Factsheet
Pimco Australian Bond Fund	3 – low to medium	4.81%	-0.91%	0.83% p.a.	Factsheet
DIVERSIFIED BALANCED FUNDS
Vanguard Diversified Balanced Index Fund	4 – medium	11.17%	1.46%	0.50% p.a.	Factsheet
Russell Investments Balanced Fund	4 – medium	12.56%	2.49%	0.91% p.a.	Factsheet
MLC Wholesale Horizon 4 Balanced Portfolio	5 – medium to high	13.04%	3.20%	0.95% p.a.	Factsheet
Pendal Sustainable Balanced Fund	4 – medium	11.84%	2.21%	0.90% p.a.	Factsheet
DIVERSIFIED GROWTH FUNDS
BlackRock Diversified ESG Growth Fund	4 – medium	N/A	N/A	0.87% p.a.	Factsheet
Vanguard Diversified Growth Index Fund	6 – high	14.14%	3.10%	0.50% p.a.	Factsheet
Vanguard Diversified High Growth Index Fund	6 – high	14.05%	N/A	0.50% p.a.	Factsheet
Russell Investments Growth Fund	5 – medium to high	14.88%	3.37%	0.97% p.a.	Factsheet
MLC Wholesale Horizon 5 Growth Portfolio	6 – high	16.46%	4.40%	0.98% p.a.	Factsheet
Schroder Real Return Fund	5 – medium to high	8.75%	2.00%	0.90% p.a.	Factsheet
AUSTRALIAN SHARE FUNDS
Vanguard Australian Shares Index Fund	6 – high	16.70%	5.36%	0.41% p.a.	Factsheet
AB Managed Volatility Equities Fund	6 – high	10.19%	2.35%	0.69% p.a.	Factsheet
Bennelong Concentrated Australian Equities Fund	6 – high	15.94%	-3.97%	0.93% p.a.	Factsheet
Firetrail Australian High Conviction Fund	6 – high	12.28%	2.71%	0.93% p.a.	Factsheet
Betashares Geared Australian Equity ETF (hedge fund)	7 – very high	32.50%	7.04%	0.86% p.a.	Factsheet
Fidelity Future Leaders Fund	6 – high	25.78%	1.23%	1.14% p.a.	Factsheet
Greencape Broadcap Fund	6 – high	17.93%	5.05%	0.97% p.a.	Factsheet
Alphinity Sustainable Share Fund	6 – high	17.84%	4.19%	0.97% p.a.	Factsheet
INTERNATIONAL SHARE FUNDS
Vanguard International Shares Index Fund	6 – high	19.45%	7.34%	0.43% p.a.	Factsheet
Walter Scott Global Equity Fund (Unhedged)	6 – high	12.86%	4.40%	1.20% p.a.	Factsheet
T.Rowe Price Global Equity Fund	6 – high	19.30%	2.17%	0.96% p.a.	Factsheet
Magellan Global Fund	6 – high	19.52%	6.15%	1.25% p.a.	Factsheet
Vanguard International Small Companies Index Fund	6 – high	16.13%	2.78%	0.59% p.a.	Factsheet
Betashares Nasdaq 100 ETF Fund	6 – high			0.64% p.a.	N/A
PROPERTY AND INFRASTRUCTURE FUNDS
Vanguard Australian Property Securities Index Fund	6 – high	31.29%	4.22%	0.46% p.a.	Factsheet
Magellan Infrastructure Fund	6 – high	11.88%	1.56%	1.04% p.a.	Factsheet
BOUTIQUE MANAGER SERIES FUNDS
DWA CARE Balanced Fund	6 – high	N/A	N/A	0.71% p.a.	Factsheet
Providence Investment Fund	6 – high	N/A	N/A	1.06% p.a.	Factsheet
DWA CARE Core High Growth Fund	6 – high	N/A	N/A	0.57% p.a.	Factsheet
DWA CARE ESG High Growth Fund	6 – high	N/A	N/A	0.84% p.a.	Factsheet
CENTURIA MULTI-MANAGER INVESTMENT OPTIONS	1 yr performance	3 yr performance	5 yr performance	fees	Factsheet
Centuria Australian Shares Fund	20.95%	3.05%	5.87%	1.2% p.a.	Factsheet
Centuria Balanced Fund	12.32%	1.00%	2.53%	1.5% p.a.	Factsheet
Centuria Growth Fund	11.60%	0.06%	1.51%	1.5% p.a.	Factsheet
Centuria Capital Stable Fund No.1	4.08%	N/A	N/A	1.25% p.a.	Factsheet
Centuria Capital Stable Fund No.2	3.89%	N/A	N/A	1.25% p.a.	Factsheet