News & Media

CPD: Tax Effective Investing outside of superannuation – look no further than investment bonds

29 March 2017

Publication: Advisor Voice Sydney, 29 March 2017 CPD: Tax Effective Investing outside of superannuation – look no further than investment bonds Advisers and investors urged to look carefully at options outside of super Following changes to superannuation legislated in 2016, the Treasurer has been vocal in his view that superannuation should be ‘fit for purpose’. He also

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The gift of education and the cost of funding it

10 March 2017

Publication: Cuffelinks Sydney, 9 March 2016 The gift of education and the cost of funding it Benjamin Franklin said that “an investment in knowledge pays the best interest”, but given the rates of interest on offer at the moment and the spiralling costs of education, saving enough to fund your kids’ or grandkids’ education can be a

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Super alternative overcomes access and investment limits

16 December 2016

Publication: Cuffelinks Sydney, 15 December 2016 Super alternative overcomes access and investment limits On 23 November 2016, the Government’s superannuation reforms announced in the 2016/2017 Budget finally passed the Parliament. The changes are designed to “improve the fairness, sustainability, flexibility and integrity of the superannuation system”, according to Treasury. The Government also intends to enshrine

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Bonds a super tax back-up

7 October 2016

By Neil Rogan As published in The West Australian on 18 July 2016 Now that we know the coalition will form Government in the 45th Parliament, we can at least start to think about what kind of legislation will be passed. It is clear Malcolm Turnbull’s planned changes to superannuation may be changed to accommodate

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Looking outside super for tax-effective investment strategies

22 September 2016

Publication: Public Accountant Sydney, 22 September 2016  Author: Neil Rogan Looking outside super for tax-effective investment strategies Following the release of the first tranche of draft legislation for proposed changes to superannuation, it’s time to take a look at other tax-effective structures and ask how they might stack up for investors. Treasurer Scott Morrison may not have said

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Investment Bonds Insights July 2016

27 July 2016

Welcome to our July 2016 edition of Investment Insights With the Turnbull government now in place, we are likely to see the end of unlimited tax-effective super balances. It now seems clear that there is going to be some change to superannuation and investors should take the opportunity to review their tax-effective investment options. Investment

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A simple, clear way to manage your clients’ estate planning needs

14 July 2016

Managing an estate can be stressful for all parties and in some cases take many months – even years. Even when the deceased has their affairs in order and a valid will, it can take at least a few months for the estate to be wound up and for beneficiaries to receive their distributions. And,

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Looking beyond super for tax effective investment structures

30 June 2016

With proposed changes to superannuation announced in the 2016 Federal Budget, many investors are seeking advice on their retirement planning options. Company Structures and Investment Bonds are two investment structures worth considering as a means of supplementing superannuation. Let’s take a look at them side by side. Company structures may suit high net wealth clients

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Investment Bonds Insights June 2016

30 June 2016

With the Federal Election looming, proposed changes to superannuation concessional and non- concessional caps could significantly affect the plans and strategies many of your clients have in place for their retirement. Your clients may be relying on you to present alternative options for tax-effective investing. An option worth considering is a Centuria Investment Bond. Centuria

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5 things to prepare you for the proposed changes to superannuation announced in the Federal Budget

29 June 2016

1. Tighter limits to be placed on contributions into super: Concessional Contributions:  Annual cap to be reduced to $25k (AWOTE-Indexed) from 1 July 2017.  Some catch up allowances will be allowed for those with a balance under $500,000. Non – concessional contributions: To be reduced to a lifetime cap of $500,000 with immediate effect (also

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