Learn about commercial property investment

Agricultural property funds give investors access to Australian farmland and agribusiness assets without owning or running a farm. For investors, the sector offers exposure to real assets, long-term food demand and return characteristics historically distinct from listed markets.

Commercial property investment offers income, diversification and exposure to assets many residential-focused investors have not accessed. Importantly, it’s important to understand how funds are structured, how income is generated and what risks apply.

Healthcare property is supported by long-term demand for medical services, an ageing population and the essential nature of many healthcare uses. For investors seeking defensive qualities in a property portfolio, it is worth understanding what makes a healthcare asset high quality.

Industrial property includes logistics facilities, warehouses and distribution centres. Demand has been supported by ecommerce, supply chain investment and the need to move goods closer to customers. For investors, the key is understanding the assets, tenants and locations driving performance.

Office real estate has changed significantly since 2020. Better quality assets in well-connected locations continue to attract tenant interest, while older or poorly located buildings face more pressure. For investors, the starting point is understanding where demand remains resilient and where risk is higher.

Real estate debt funds take a different position from direct property ownership. Instead of owning assets, they lend capital secured against real estate. This can give investors an income-focused return profile, with property used as collateral and clear terms around how the loan is repaid.

Retail property is not one uniform sector. Before investing, advisers and investors need to understand the format, tenant mix, lease profile and catchment supporting each asset.