News Articles

Funding your child’s education using an investment bond

12 January 2018

Funding education for children is a problem that all parents eventually confront. Costs vary widely between the public and private sectors, but there is no such thing as a free education. According to the latest cost estimates, for a child born in 2017 you can expect to pay a total of around $68,613 for a

Read More

The clock is ticking to act on super changes. If you’re still confused, read on.

15 December 2017

Author: Centuria Investment Bonds Date: 15 December 2017   From 1 July 2017, major changes to the superannuation rules announced in the 2016 Federal Budget came into effect. Nearly six months on, many Australians remain confused by the changes, and unsure about how they will be affected.  The good news is that there is still time to

Read More

Choosing the date of your retirement

12 December 2017

Author: Centuria Investment Bonds Date: 12 December 2017 Is your investment strategy stopping you choosing your own retirement date Why super isn’t the only long-term saving plan Most of us would love to be able to choose when we retire – preferably before we are too old to enjoy it. At the same time, because we are

Read More

Bonds – The gift of education

22 November 2017

Author: Centuria Investment Bonds Date: 22 November 2017 The gift of education – and the hidden costs of funding it Benjamin Franklin said that “an investment in knowledge pays the best interest” – but given the rates of interest on offer at the moment and the spiralling costs of education, saving enough to fund your kids’ or

Read More

Using investment bonds to fund education

6 December 2017

Author: Centuria Investment Bonds Worried about funding your child’s education? Don’t panic – a little bit of planning goes a long way As we head into the tail end of the year, many parents are thinking about the onset of school fees – and how to afford them. Starting early and investing carefully is always best,

Read More

Super alternative overcomes access and investment limits

16 December 2016

Publication: Cuffelinks Sydney, 15 December 2016 Super alternative overcomes access and investment limits On 23 November 2016, the Government’s superannuation reforms announced in the 2016/2017 Budget finally passed the Parliament. The changes are designed to “improve the fairness, sustainability, flexibility and integrity of the superannuation system”, according to Treasury. The Government also intends to enshrine

Read More

Bonds a super tax back-up

7 October 2016

By Neil Rogan As published in The West Australian on 18 July 2016 Now that we know the coalition will form Government in the 45th Parliament, we can at least start to think about what kind of legislation will be passed. It is clear Malcolm Turnbull’s planned changes to superannuation may be changed to accommodate

Read More

A simple, clear way to manage your clients’ estate planning needs

14 July 2016

Managing an estate can be stressful for all parties and in some cases take many months – even years. Even when the deceased has their affairs in order and a valid will, it can take at least a few months for the estate to be wound up and for beneficiaries to receive their distributions. And,

Read More

Looking beyond super for tax effective investment structures

30 June 2016

With proposed changes to superannuation announced in the 2016 Federal Budget, many investors are seeking advice on their retirement planning options. Company Structures and Investment Bonds are two investment structures worth considering as a means of supplementing superannuation. Let’s take a look at them side by side. Company structures may suit high net wealth clients

Read More

5 things to prepare you for the proposed changes to superannuation announced in the Federal Budget

29 June 2016

1. Tighter limits to be placed on contributions into super: Concessional Contributions:  Annual cap to be reduced to $25k (AWOTE-Indexed) from 1 July 2017.  Some catch up allowances will be allowed for those with a balance under $500,000. Non – concessional contributions: To be reduced to a lifetime cap of $500,000 with immediate effect (also

Read More